Business Owners: Keep Your Fleet Moving. Keep Your Business Protected.
Commercial Auto coverage that combines aggressive pricing with the fast, clear communication you need to stay on the road.
What is Commercial Auto Insurance?
Essential protection for vehicles used in your business operations
Vehicle Damage
Covers damage to your business vehicles from collisions, theft, vandalism, and weather
Liability Coverage
Protects your business if your vehicle causes injury or property damage to others
Medical Payments
Covers medical expenses for drivers and passengers injured in accidents
Common Commercial Auto Insurance Claims
- Vehicle Collisions: Accidents involving company vehicles, fleet collisions, and multi-vehicle incidents
- Theft and Vandalism: Stolen vehicles, equipment theft, and damage from vandalism
- Weather Damage: Hail damage, flood damage, and storm-related vehicle damage
- Liability Claims: Third-party injuries, property damage caused by company vehicles, and legal defense costs
- Cargo Damage: Damage to goods being transported in company vehicles
Why Choose Atesa for Commercial Auto Insurance?
We specialize in commercial auto coverage for all types of businesses
Competitive Pricing
We compare quotes from 40+ carriers to find you the best rates for your fleet
Fast Response
Quick quotes, clear communication, and responsive service when you need us most
Compliant Coverage
We ensure your policy meets all state and federal requirements for commercial vehicles
Get Your Commercial Auto Quote
Fill out the form below and we'll provide a competitive quote within 24 hours
Key Commercial Auto Coverage Features
Complete protection for your business vehicles
Liability Coverage
Pays for injuries and property damage your vehicles cause to others
Physical Damage Coverage
Covers collision and comprehensive damage to your owned or leased vehicles
Medical Payments
Pays medical expenses for you and passengers injured in accidents
Uninsured Motorist Coverage
Protects you when hit by drivers without insurance or insufficient coverage
Hired & Non-Owned Auto
Covers rental vehicles and employee personal vehicles used for business
Cargo Coverage
Protects goods and materials being transported in your vehicles
Commercial Auto Insurance for Your Industry
We specialize in providing tailored commercial auto coverage for businesses across all industries
Trucking & Freight
Long-haul, local delivery, owner-operators, and specialized transport
Delivery & Courier
Food delivery, package couriers, medical transport, and last-mile services
Contractors & Trades
Plumbers, electricians, HVAC, painters, and general contractors
Valet & Transportation
Valet parking, shuttle services, airport transport, and hotel operations
All Professional Classes
Consultants, sales teams, service professionals, and mobile businesses
Landscaping & Lawn Care
Commercial landscaping, lawn maintenance, tree services, and snow removal
Don't see your industry? We cover all types of commercial vehicle operations.
Trucking Insurance for Owner-Operators & Long-Haul Carriers
Specialized coverage designed for the unique risks of the trucking industry
Essential Trucking Coverages
Primary Liability ($750K-$1M+)
Required for interstate commerce, covers bodily injury and property damage
Cargo Insurance
Protects freight you're hauling against damage, theft, or loss
Physical Damage Coverage
Collision and comprehensive for your truck and trailer
Non-Trucking Liability (Bobtail)
Coverage when not under dispatch or hauling freight
Important Considerations for Truckers
FMCSA Compliance
Federal requirements vary by cargo type: $750K general freight, $5M hazmat
Owner-Operator Needs
Additional coverage for occupational accident insurance and general liability
Radius of Operation
Premiums vary based on local, intermediate, or long-haul operations
Cargo Type Matters
Hazardous materials, refrigerated goods, and high-value cargo require specialized coverage
Get Specialized Trucking Insurance Quotes
We work with carriers experienced in the transportation industry to provide competitive rates and comprehensive coverage for truckers.
Insurance Guidance Tailored to You
Your needs come first. There is no one size fits all solution for your business or coverage. We tailor insurance to your needs, not someone else's goal.
Captive Agents
Online or Direct
Commercial Auto Insurance FAQs
Get answers to common questions about this coverage
Trusted by Our Clients
See what our clients have to say about their experience with Atesa Risk Advisors